Own Art is a national initiative, supported by Arts Council England, to make it easy and affordable for anyone and everyone to buy contemporary art.
Own Art loans allow you to borrow from as little as £100 up to £25,000 and pay it back over 10 months, completely interest-free. You can choose to finance all or just part of your purchase and multiple items can be bought with one loan.
Applying for an Own Art loan is easy!
The first stage is the difficult bit – deciding what to buy. Once you’ve found the artwork that you want to buy, just let us know that you’d like to apply for an Own Art payment plan to finance your purchase.
Choose your artwork
Complete the application
We deliver the painting to you
It only takes 10 minutes and you’ll get an instant decision! Once your application is approved, sign the agreement and the artwork is yours.
No deposit required
Nothing to pay for 30 days
10 interest free monthly installments
Once approved you will receive a welcome letter from Own Art’s finance partner Hitachi Capital Consumer Finance and following this your 10 monthly payments will be collected from your account by direct debit. This usually starts about four weeks after you’ve made your purchase.
Own Art is available to all UK residents over the age of 18, subject to status.
It’s as simple as that!